Savings

There’s a First Time for Everything

 

There’s a first time for everything. Count on First National Bank’s variety of savings account options to help sock away money for life’s big firsts like first baby, first home, first graduation, first car and more. Don’t forget the other moments like the holidays or a dream vacation. There’s the rainy day fund for when the unexpected happens. That’s just life, but we can help you be prepared.

 

Stop by and talk to one of our staff about what you’re saving for – things you know are coming and those you don’t. Everyone here knows a thing or two about life’s firsts, and we can help you choose the right savings account to navigate through them all, from welcoming babies to replacing water heaters.

 

Regular Savings

 

  • $50 opening balance
  • No check writing
  • Online banking
  • E-statements ($2 fee for paper statements)
  • Interest accrues and credited semi-annually

A $5 fee* is charged monthly on daily balances falling below $50. The account may have up to six certain types of withdrawals free per month at no charge, and $5.00 for each withdrawal after the sixth. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

 

 

Investors Plus MMA

 

  • $2000 opening deposit
  • Check writing (six free per cycle)
  • Online banking
  • E-statements ($2 fee for paper statements)
  • Interest accrues and credited monthly

An $8 fee* is charged monthly on daily balances falling below $2000 or average daily balances below $4000. The account may have up to six certain types of withdrawals per month at no charge, and $2 for each withdrawal after the sixth. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

 

*Overdraft fees: A $35 charge may be imposed for transactions (check, in-person withdrawals by other electronic means), which overdraw your account or are insufficient.