Personal Checking with a Personal Touch


Starting your first checking account or your first with First National Bank, let us show you what a difference checking with a personal touch can make. Our accounts have online and mobile banking technology to make your life easier.


Life is all about having options. First National Bank is about listening to your needs and lifestyle and recommending a checking account that works for you. There’s even an option that pays you interest.


First Checking


  • $100 opening deposit
  • No minimum balance required to avoid monthly fees
  • Check writing with no per item fees
  • Online banking
  • Bill pay
  • E-statements 

Premier Club Checking


Being 55 years of age or older comes with all of these benefits. Plus, there are no minimum balance requirements and no monthly maintenance fees*.


  • $100 opening deposit
  • Online banking
  • Bill pay
  • E-statements
  • Discount on safe deposit box
  • VISA® check card
  • Cashier’s checks and money orders
  • Notary services
  • Stop payment orders
  • Photocopies
  • Telephone transfers
  • Fax service


Personal Super Checking


Let your money earn interest, and avoid a monthly fee** by keeping a minimum daily balance.


  • $1000 opening balance
  • Online banking
  • Bill pay
  • E-statements
  • Interest accrues and is paid monthly


*Overdraft fees: A $35 charge may be imposed for transactions (check, in-person withdrawals by other electronic means), which overdraw your account or are insufficient.


**Balance information and fees: Maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. $7 fee charged on account falling below $1,000.00 or average daily balance falling below $2,000.00 during the statement cycle, and $.15 per debit transaction over 30 per cycle.




Lost or Stolen Debit Card?

Let’s shut it down.


Report your lost or stolen VISA® check card 24/7 by calling (866) 546-8273. Learn more